[vc_row][vc_column][vc_column_text]The following tables present the results for the last five years.[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width=”2/3″][vc_column_text]
Actual 2002 | Actual 2003 | Actual 2004 | Actual 2005 | Préliminaire 2006* | |
Number of covered contracts | 25 774 | 26 518 | 26 174 | 26 878 | 24 879 |
Number of covered certificates | 390 209 | 505 004 | 511 092 | 532 958 | 512 762 |
Number of pooled claims | 10 668 | 8 847 | 9 322 | 8 051 | 8 543 |
Credits gained at the central compensation table | 20,8 million$ | 21,2 million$ | 24,7 million$ | 26,1 million$ | 30,1 million$ |
Loss ratio | 83% | 66% | 87% | 78% | 87% |
* Missing data from two participants
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As with the earlier results for groups of fewer than 125 certificates, we note that the total number of large claims remains low. These claims are mainly between $20,000 and $40,000 and their number increases regularly from year to year.
[/vc_column_text][/vc_column][vc_column width=”1/3″][vc_column_text]Analysis of these data shows that for 2002 to 2005:
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Insured and uninsured groups of fewer than 125 (up to 2002), plus insured groups
of 125 to 249 certificates beginning in 2003
The following table segregates eligible submitted claims exceeding $20,000 for the last five years for groups of fewer than 125 certificates up to 2002 inclusive. Insured groups from 125 to 246 certificates were added beginning in 2003.
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Taille de réclamation $ | Number 2002(1) | Number 2003(2) | Number 2004 | Number 2005 | Number 2006 |
Between 20 000 and 29 999 | 186 | 275 | 375 | 406 | 474 |
Between 30 000 and 39 999 | 27 | 48 | 61 | 109 | 131 |
Between 40 000 and 49 000 | 13 | 13 | 22 | 35 | 46 |
Between 50 000 and 59 000 | 3 | 11 | 9 | 10 | 21 |
Between 60 000 and 69 000 | 4 | 4 | 7 | 4 | 11 |
Between 70 000 and 79 000 | 0 | 0 | 2 | 2 | 7 |
Between 80 000 and 89 000 | 1 | 1 | 0 | 2 | 3 |
Between 90 000 and 99 000 | – | – | 0 | 0 | 0 |
Between 100 000 and 149 000 | – | – | 1 | 3 | 1 |
From 150 000 | – | – | 1 | 0 | 0 |
Total | 234 | 352 | 478 | 571 | 694 |
(1) Insured and uninsured groups of fewer than 125 certificates
(2) Addition of insured groups of 125 to 249 certificates
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Protection for amounts exceeding $50,000
[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width=”1/2″][vc_column_text]For insured groups of more than 125 certificates:
[/vc_column_text][/vc_column][vc_column width=”1/2″][vc_column_text]For insured groups of more than 250 certificates:
Note that the results for 2005 are preliminary and subject to change:
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